Joshua Browder

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Joshua Browder , The First creation was an algorithm that fighting a ticket.

launched A service that automatically cancelled, subscriptions at the end of The Free trial period, in the United Kingdom.

It was Not designed to Pay for by Josh Browder, who developed as a youth, an algorithm called, which continue to be successful in the fight against speeding ticket.

Surfing Its new app, free trial version, is says with the customer's Bank account or credit card, but Mr Browder, it is in partnership with a major bank.

But he declined to say which bank is supporting the project.

"came up with The idea for this product, as I realized I was charged for a $21. 99 (£18) gym membership over a year ago, that I he said, never",.

"In fact, I had completely forgotten that I had signed up for a free trial phase in the First Place . Constantly try to keep track of when a "free trial" period ends, is troublesome and time-consuming. "

He said, 10,000 people had signed up to try a free trial version of Surfing since its launch Six Weeks ago in the US, where Mr Browder, who is from England, now lives.

The two most common subscriptions, the service has been used, are porn-platforms, followed by Netflix, he said.

How does it work?

It is currently only available in the Apple App Store , with a web version in development.

Each customer receives a virtual credit card number and invented a name that you can use to log in to a service log.

The Card is Not actually Pay the registered Mr Browder's company.

The app can also forward E-Mails between the service provider and the virtual card, so that the customer's own E-Mail address is secure.

Mr Browder says, The Card will not work if used to pay for any other form of purchase.

He said some platforms have tried to block the service, by figuring out which cards belong to Pay.

"Our bank is so big that you would have to stop to screw a lot of customers, The Product . It would be the end of The Free trial program," he said.

Perhaps ironically, he says that he can One Day free of charge a subscription to use the service is currently free of charge.

"It took around six months to build," he said.

"now we test it - Maybe One Day it will be a cheap subscription, like $2 per month.

"The reason why it is so long continued, that we wanted to be sure, it would be rejected, if it is used with a real purchase. We will not consider keep people - it is us, the is The Hit . "

'subscription event'

Personal Finance journalist Felicity Hannah gave the car a careful.

"It sounds like a good idea, because the consumer is caught continuously, the fall of this subscription," She Said . "I consider myself pretty well versed but I've been caught twice in The Last year.

"But I have some concerns and, as a consumer, I would want to see that it is safe from other people, before I signed up. "

Ms Hannah added that the service may be short-lived, if it rattles really retailers and service providers.

"consumers should not worry too much about the ethics, but it is a violation of the concept of a free trial version. You wouldn't have to if you want to, go with a service, so the assumption is not clear that you want to," She Said .

"If you took off these, then I expect that it would not be too long before the company is trying to find a way around it. [It is] definitely an interesting idea, though. 'Fintech' as this will strengthen the consumer can really. "

credit cards, artificial intelligence

Source of news: bbc.com